No matter which part of the massage industry you work in, whether you work as a independent contractor, a employee of a salon or spa or you work as a mobile massage therapist in people's homes, professional massage liability insurance is essential for your business.
Insurance can enhance your professional reputation and gives you peace of mind to both you and your client.
Massage therapy insurance protects you while you grow your business and against day-to-day risks of the job such as accident and human error.
Even when you provide consent and release waivers and educate your client's accidents can occur.
No matter who you are or who you know or how professional you are someone could come in for a massage slip and fall or make a claim you hurt them while you provided a massage treatment. It does not matter; the fact is you never know when it could happen or why.
It is also often mandatory by the state board or your employers to have massage therapist liability insurance. Even when it is not required it is a small price to pay to protect your future earnings and personal assets.
So to review: The Top 10 Reason Massage Therapist Need Insurance
1. Enhances professional reputation
2. Protects you against day to day risk
3. Peace of mind to you
4. Peace of mind to client
5. No matter who you are you can be named in a claim
6. Protect future earnings
7. Protect personal assets
8. Mandatory for State Board / Licensing
9. Employer requirement
10. Low cost protection
Also remember massage treatments can also include oils or hot stones and be done in custom massage chairs or tables which can increase the risk of allergies, burns and slip and falls. With these risk massage insurance is more important than ever and should be purchased before starting a business in massage therapy.
Further details on applying for massage therapy insurance contact The Alternative Therapy Association at www.AlternativeBalance.net
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